Yes, the effects of the corona crisis are included in the assessment.
Our risk assessment information includes mathematical-statistical models to estimate the probability of default or insolvency and the payment behaviour of a company. The models are fed by a wide range of information, such as payment behaviour, negative features, balance sheets, capitalisation, legal forms, industries, management, size, company structures, etc. as well as macroeconomic factors. Many of these elements respond to the current corona crisis and influence credit ratings. Important information that is not automatically included in the models is manually evaluated by our experts and can override machine evaluations. As a rule, companies with a good credit rating before the corona crisis are more likely to survive this special situation.
In the current situation, we recommend that you combine our information with your knowledge.