German Scorecard 2021
Risk assessment on a new level

Recognize what's safe.
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New times need new scores

The past year was a special one for each and every one of us, and this year, too, we face enormous challenges in the risk environment. Even though the suspension of the obligation to file for insolvency has been extended and insolvencies have actually declined in 2020 - the wave of insolvencies will come. But even beyond that, the economic and business environment in Germany has changed significantly. Our concern is to ensure that we always provide you with the best possible scores and risk indicators, which is why our analysts and data science experts have been working hard to develop a new German scorecard.

Improved performance, greater predictive power!

What benefits can you now expect in the future? With our new scorecard, we were able to increase performance by 38 percent compared to the last Failure Score! For you, this means that in the future you will be able to set limits in your decision-making process more efficiently and avoid more failures.

At a glance you will benefit in the future from:

  • better prediction of insolvencies
  • more accurate identification of insolvency candidates
  • easier derivation of customer-specific credit limits
CAUTION: The forecast default probabilities are based on a representative company example from the D&B data. The actual distribution within individual customer portfolios may deviate from this.
Bisnode D&B is committed to doing everything possible to ensure a smooth transition to the new scorecard. Please contact your Account Manager or Business Consultant if you need assistance with your adjustments.

FAQ - German Scorecard 2021