How can I find companies in D&B Credit?
D&B Credit has an outstanding search function. It ensures that you can find the company you want quickly and accurately in the universe of over 300 million companies worldwide. D&B Credit uses an auto-complete feature for this purpose. The filter function only shows you the hits that really interest you.
Which Business Credit Reports does Dun & Bradstreet provide? Which information do they offer?
D&B Rating: The measuring system developed by Dun & Bradstreet. It gives an overview of the financial strength and size of the company. The rating is based on payment performance, public records and company age.
Failure score: Also known as the Financial Stress Score, it predicts the likelihood that a company will cease operations or go bankrupt in the next 12 months without repaying its debt. D&B makes a comment on each company you test that explains the assessment.
PAYDEX®: It collects payment experiences and analyses the payment performance of companies. It says whether a company pays its bills on time or not.
Overall Business Risk: Helps to accurately assess risks and make the right credit decisions. In this way you avoid loss and at the same time skim off slumbering potentials. The Overall Business Risk consists of two components:
- Aggregated risk assessment
- D&B credit recommendation
How does portfolio management work in D&B Credit?
D&B Credit maps the entire customer portfolio in a clear matrix. The x-axis shows the age of the receivables with your customers, the y-axis the risk assessment of Dun & Bradstreet. Each field in the table shows the percentage of companies with these criteria - at D&B Credit Advantage even the total of the corresponding receivables in CHF or your chosen currency.
You can see at a glance whether and where you have outstanding accounts. A possible strategy is the streamlining of the dunning process.
How do I promote growth with D&B Credit?
D&B Credit helps you to show your customers’ potential. If all credit and scores are in the good or very good range, if the customer has an impeccable payment history and has not exhausted the credit limit, then the customer seems to be a good option to sell more.