D&B DunTrade®

DunTrade® - Who pays how?

One of the world's largest payment experience pools
  • Largest payment experience pool worldwide with a history of over 30 years
  • Early identification of impending insolvency risks and avoidance of bad debts
  • Optimisation of payment processes and increase of cash flow
  • The only payment experience pool in Switzerland that combines customer and supplier data with Swiss and international reference data
  • Voluntary, free and confidential participation
D&B DunTrade®

Your network for payment experiences

Changes in a company's payment behaviour are an important indicator of the economic situation of a company. With the Bisnode D&B DunTrade® programme you benefit from the forecasting power of one of the largest payment experience pools in the world and stay informed about your customers' payment behaviour. Monitor the payment behaviour and liquidity of your business partners to minimise business risks and optimise payment processes! This is based on real business invoices that Bisnode D&B collects and analyses for you.

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DunTrade® - Effective information and early warning system

Woman in a pink swimming ring in the sea

DunTrade® is one of the largest payment experience pools worldwide

For more than 30 years, national and international companies from all industries have been submitting their debtor data to the programme in anonymised form. DunTrade® thus provides information on the current payment methods of individual companies and an objective trend analysis.

Bisnode D&B DunTrade® is the only payment experience pool able to combine customer and supplier data with Swiss and international reference data.
White leaf in pond

Payment experiences as the most important creditworthiness indicator

How good is your receivables management?

High outstanding accounts and bad debts can put a considerable strain on your liquidity. Therefore, it is important to continuously monitor the payment behaviour of your customers. The payment experiences gathered with Bisnode D&B DunTrade® provide you with valuable comparison options.

Does your customer pay you later than other companies?

Then you involuntarily grant him a supplier credit. Reduce this as quickly as possible - because the fewer days of outstanding accounts, the higher your cash flow!
  • Do your customers pay you rather quickly or late compared to the industry?
  • How does the payment behaviour of your customers compare to the market situation?
  • What financial leeway do you have until your claims are settled?

The payment behaviour information from Bisnode D&B DunTrade® provides you with a benchmark for how efficient your accounts receivable management is.

Man swims his lanes in the swimming pool

What advantages do participants in the DunTrade® programme have?

As a participating partner, you will gain insight into the payment behaviour of your customers in the market free of charge. The analyses and graphically prepared evaluations:

  • show you a trend analysis for assessing your own receivables management in comparison to others.
  • serve as an early warning indicator for the avoidance of bad debts.
  • help you with contract negotiations and dunning to reduce your days sales outstanding (DSO).
  • are available for you at any time. For example, via the internet or directly via your accounting system using D&B interface solutions.

Reward your punctual paying business partners by participating in the Bisnode D&B DunTrade® programme. Report on their exemplary payment behaviour and thereby improve risk assessment.

This is what DunTrade® offers you:

  • Largest payment experience pool worldwide with a history of over 30 years
  • Early identification of impending insolvency risks and avoidance of bad debts
  • Optimisation of payment processes and increase of cash flow
  • The only payment experience pool in Switzerland that combines customer and supplier data with Swiss and international reference data
  • Monitoring the payment behaviour of your active customer base
  • Preparation of trend analyses
  • Extension of internal payment experiences by external payment experiences
  • Implementation of risk analyses of the receivables portfolio

Why using DunTrade®?

Monitor the payment behaviour of your active customer base
Avoid bad debt losses
Contract negotiations and payment arrangements
Reduce your outstanding accounts and increase your cash flow

Example calculation

Reduce your outstanding accounts

With Bisnode D&B DunTrade® you can immediately see if your customers pay you slower than other suppliers. Analyse your outstanding accounts in order to identify opportunities. Because days sales outstanding (DSO) are expensive.


What does a day of sales outstanding cost you?

Outstanding receivables = 12,000,000 Euro
Financing interest rate = 8 %
Financing costs = 960,000 Euro
Financing period = 41 days


Savings in case of shortening the days sales outstanding (DSO):

1 day = 23.415 Euro
10 days = 234.146 Euro
In concrete terms this means for you
Every day you reduce your outstanding accounts brings you 23,415 Euro in savings - with 10 days you have already saved 234,146 Euro in financing costs.

 

Gain more insight

The results from the trade programme are included in the D&B Paydex. Paydex is one of the factors that are included in the calculation of the D&B Score and enable an accurate forecast of the probability of default.

100  prior to maturity
 90  use of settlement discount
 80  as agreed
 70  slow to 15 days
 60  slow to 22 days
 50  slow to 30 days
 40  slow to 60 days
 30  slow to 90 days
 20  slow to 120 days
 10  slow to 150 days
 1  slow to 177 days
 nv  not available

Using knowledge about payment behaviour - with the Trade programme

The Trade programme provides you with an effective and objective early warning instrument about the payment methods of your business partners.

How does it work?

The free Trade programme includes the world's largest pool of external payment experiences, providing insight into the payment practices of companies. As a Trade partner you provide us with your debtor data, which we process anonymously.

In return, you receive a monthly analysis of your customers' payment methods including a 3-month overview for early recognition of negative trends. In addition, your customer database will be cleansed by us free of charge, with D&B D-U-N-S® Number and the correct company wording.

So you can be sure

  • to perform your analyses on the basis of a cleansed customer database
  • to always have an up-to-date overview of the payment methods of your customers at other companies
  • to have a trustworthy database for the definition of your payment conditions

Example:

D&B Paydex 68

Payment behaviour = on average 17 days over agreed payment terms. Further insight into the economic situation of a company is provided by the detailed Bisnode D&B business information reports.
DunTrade® - Factsheet

DunTrade® - Factsheet

Read more about the DunTrade® programme and how you can benefit from it (in German).

Download product flyer DunTrade®

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We have customers in 19 European countries

A selection of them are:

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