Efficient and simple risk assessment

Do you have to decide how much credit to grant a company? Bisnode’s RiskGuardian Suite credit limits are based on mathematical-static calculations and provide you with objective and always up-to-date information for credit limits. The calculation of the credit limits is based, among other things, on real payment experiences. In addition, factors such as employees, turnover, equity capital and the industry play a decisive role. The credit rating index of a customer is also considered.

It is difficult, often impossible, to assess the credit risk of a business partner and to check his credit rating. Individual experiences are all too quickly mixed with other information. Subjective influences on the reliable valuation of a business partner can be reduced by using fact-based information from third parties.

Constant monitoring of the credit risk of a business partner is of essential importance. The fact that a company has always paid on time is no guarantee that it will continue to do so in the future.

It is therefore worthwhile to be informed at all times about changes in the credit rating of business partners. A properly configured monitoring service delivers important company changes on our database directly into your system or via e-mail to you and your colleagues. The settings can be adjusted individually.

In the case of critical customers, credit terms can thus be adjusted promptly and bad debt losses are avoided. This knowledge advantage thus offers you the possibility to guarantee the liquidity of your company and to minimise business risks.