Modern scoring for risk assessment
Likelihood of a company’s failure
The D&B score is a value that is determined using statistics. It is calculated on the basis of modern statistic procedures and forecasts the risk of a company going bankrupt within the next 12 months without paying all of its creditors.
Whenever a new piece of information is stored in the Bisnode D&B database, the default risk prognosis is automatically adjusted.
Traffic light colour
NB (New Business)
NQ (Not quoted)
Company no longer active
Likelihood of an individual’s payment
The Bisnode credit rating score for private individuals determines the likelihood of a delay or default of payment. Individuals are rated on the score scale based on expert rules and a predictive statistical evaluation.
If significant payment problems pertaining to an individual are known of, a potential default of payment is predicted. If there are no known payment problems, the likelihood of a payment delay is determined.
The following chart and table illustrate how the individual assessment levels are to be evaluated.
Your individual risk score
Do you want to rate your personal risk? The best predictive models consider your individual definition of risk and your internal data. Together with our experts we develop a scoring model that meets your requirements and circumstances.