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Recognise and control risk

D&B Rating

The D&B rating is made up of the D&B risk indicator and the D&B capital indicator and is a valuable credit rating tool.
Rating

Example:
A D&B rating of 2A1 represents a company with an equity between CHF 3,500,000 and CHF 17,999,999 (capital indicator 2A) and a low default risk (risk indicator 1, score range 87-100).

Expert rules can override risk classifications for individual companies that are based on
D&B scores alone.


Equity

Paid-in capital

from CHF

to CHF

5A

5AA

85'000'000

no limit

4A

4AA

35'000'000

84'999'999

3A

3AA

18'000'000

34'999'999

2A

2AA

3'500'000

17'999'999

1A

1AA

1'800'000

3'499'999

A

AA

900'000

1'799'999

B

BB

500'000

899'999

C

CC

250'000

499'999

D

DD

180'000

249'999

E

EE

90'000

179'999

F

FF

50'000

89'999

G

GG

20'000

49'999

H

HH

0

19'999

N

Balance sheet present, negative equity

O

No capital rating (unknown equity/financial data)

Risk indicator

Score

Default risk

Traffic light colour

1

87–100

low

Green

2

48–86

below average

Green

3

16–47

above average

Yellow

4

1–15

high

Red

-

-

undefined

White

NB (New Business)

-

Newly-founded business

White

NQ (Not quoted)

-

Company no longer active

White